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Open Personal Bank Account in Georgia, Remotely & Online.

We ensure a secure and efficient opening process, for your comfort and confidence

Open a Personal Bank Account in Georgia — No Visit Required

You don’t need to travel to Georgia to open a personal bank account. The entire process can be done remotely, through a notarized power of attorney and a copy of your passport certified by a local notary. Simply send the documents by mail — we’ll handle the rest.

There’s no minimum deposit required, and accounts are available to citizens of most countries (excluding those under international sanctions).

We’ll guide you through each step and help you choose the right bank for your needs.

What you need to open a personal bank account in Georgia

Not sure where to start?

Get in touch — we’ll review your case and outline the best next steps.
For the fastest response, feel free to send us a message via the chat icon in the corner of the screen.
You can also fill out our contact form, and we’ll get back to you shortly.

Types of Personal Bank Accounts in Georgia

Universal Personal Account at Bank of Georgia or TBC Bank

Non-residents can open a personal account at Georgia’s two major banks — Bank of Georgia (BOG) and TBC Bank. These are standard multi-currency accounts with full access to internet and mobile banking, and no residency requirement.

Accounts can be opened remotely, using a notarized power of attorney and a certified passport copy.
No initial deposit is required, and there are no restrictions for citizens of most countries (excluding those under sanctions).

Premium Banking: SOLO (Bank of Georgia) or CONCEPT (TBC Bank)

Both BOG and TBC offer premium banking services tailored for international clients. These are branded as SOLO (BOG) and CONCEPT (TBC), and come with exclusive financial and lifestyle benefits.

As a SOLO client, you can expect:

Full access to internet, mobile, email, and SMS banking
A dedicated personal manager for all account-related matters
No service fees for remote banking channels (Internet bank, Mobile bank, Email/SMS, standing orders)
No commission for ATM withdrawals worldwide (for SOLO Club members), or a 2% fee (min. $3) for regular SOLO accounts
A SOLO Premium Card issued free of charge, with no maintenance fee
Possibility to apply for loans or open term deposits under preferred conditions
Access to new financial products, such as bonds and securities
Complimentary Visa/MasterCard Gold card
Special rates on American Express Gold credit card
Priority Pass card — access to 600+ VIP airport lounges worldwide at $35 per visit
Option to join SOLO CLUB, where your benefits can be extended to family members

Wealth Management at Bank of Georgia

BOG’s Wealth Management division serves high-net-worth individuals and families, offering full-scale investment and banking solutions, including:

Access to high-interest deposit products:
- Term Deposits
- Certificates of Deposit
- Savings Accounts
Personalized service from an assigned private banker
Integration with Georgia’s leading platforms for:
- Brokerage and trading
- Asset and portfolio management
- Corporate banking
- Insurance solutions
- Investment banking services

This is a comprehensive offering designed for clients seeking privacy, control, and global financial flexibility.

Benefits of a Georgian Personal bank account

Georgia’s central bank enforces conservative regulations on commercial banks, with high minimum standards that keep risk appetite low.

As a result, Georgian banks consistently show strong financials. Most maintain capital adequacy ratios around 16%, well above minimum requirements, and demonstrate a healthy Tier 1 leverage ratio — a key indicator of long-term financial stability.

Unlike most countries, where non-residents must be identified in person, Georgia allows remote personal account opening through a notarized Power of Attorney (POA).

In some rare cases, even a POA may not be required — making Georgia one of the very few countries where individuals can legally open an account without visiting or appearing in person.

Georgian banks offer high returns on local currency deposits, with interest rates reaching up to 11%. For foreign currency deposits, returns are still competitive:
– Up to 4.5% in USD
– Around 1% in EUR

While Georgia does have a deposit insurance system, it covers up to 15,000 GEL per account. Still, the banking sector is sound, and the probability of bank failure remains extremely low.

With a personal account in Georgia, you can gain access to both local and international financial markets.

Georgia’s bond market is especially attractive, offering returns of up to 10% annually in USD. The country’s BB credit rating is considered strong for the region, and combined with a liberal tax environment, makes it a viable choice for international investors.

How to open a personal bank account in Georgia

Step 1. Contact Us

Not sure where to start? Just send us a message — we’ll review your situation and outline the possible next steps.
No pressure or unnecessary formalities: we’ll simply help you understand how the process works and what may be required in your case.

Step 2. Fill out our KYC form

Before we proceed, we’ll ask you to complete a KYC (Know Your Customer) form.
This helps us understand your profile and assess your eligibility for remote account opening.
You can fill out the form directly on our website — at any time that works for you.

Step 3. Document Preparation

After you complete the KYC form, we’ll review your case and decide whether we can take you on for full assistance.
If the decision is positive, you’ll need to pay for the service and send a scanned copy of your passport to our email.
Only after that will we proceed with the next steps.

Step 4. Power of Attorney

We’ll provide you with a ready-to-use POA (Power of Attorney) template and guide you step-by-step on how to notarize it remotely with one of our verified U.S. notary partners.

These notaries are licensed in the United States and operate in full compliance with U.S. law, which allows them to notarize documents via secure video call — without requiring your physical presence.

Once notarized, the documents will be sent directly to Georgia.
After we receive them, we’ll handle the entire process and open the account on your behalf as quickly as possible.

Not sure where to start?

How we support you:

Bank rejections are extremely rare — especially when the process is handled by a local expert. Our team will guide you at every step and help avoid common pitfalls.

We take time to understand your goals and expectations. Based on your preferences, we’ll recommend the Georgian bank that best fits your personal banking profile — whether it’s standard, premium, or investment-focused service.

We’ll submit your documents to the selected bank and monitor the process. If the bank requests additional information or clarification during the review, we’ll handle communication and help resolve any issues promptly.

You don’t need to leave your home or office. We’ll connect you with a trusted online notary service that can certify your documents remotely. We’ll guide you through the entire process to make sure everything is done correctly for the bank.

We stay with you even after your account is active. Whether you need to make changes, request support, or face any banking issue, we remain available to assist you whenever needed.

We’ll help you complete the required application forms, issue a power of attorney (with your approval), and translate your documents where necessary. As your authorized representative, we handle the entire process on your behalf.

Once your account is opened, we’ll securely transfer all login credentials, DigiPass tokens, and cards to you. You will have full and exclusive control over your account — including all rights to manage funds and make changes independently.

Frequently Asked Questions:

Who can open a bank account in Georgia?

Both Georgian citizens and foreign nationals are eligible to open a bank account. However, individuals from countries under international sanctions (e.g. Syria, Iran, North Korea) may face restrictions.

Can I open a bank account remotely without visiting Georgia?

Yes, you can open a bank account remotely by issuing a power of attorney (POA) to a representative in Georgia who will act on your behalf.

Why is a passport required for online notarization? Can’t I use a national ID card?

U.S. online notaries require a government-issued passport with a machine-readable zone (MRZ) to verify identity. National ID cards or internal passports (such as those issued in some countries for domestic use only) are not accepted, as they do not meet the identification standards set by U.S. notarization platforms. A valid international passport ensures compliance with both security and legal requirements.

Why do you work with U.S. notaries instead of Georgian notaries for online notarization?

Georgian law does not currently support fully remote online notarization via video call. In contrast, licensed U.S. notaries are authorized to perform secure remote notarization that is legally valid for international use — including in Georgia, once the document is apostilled.
By working with trusted American notaries, we can offer our clients a fast, convenient, and legally recognized way to issue a Power of Attorney without having to travel.

How long does remote account opening take?

The full process from the moment of payment to full access to your account usually takes 2 to 3 weeks.
We’ll keep you updated at every stage, and you’ll receive confirmation when the account is fully active.

Can I manage my account remotely after it’s opened?

Yes. Georgian banks provide fully functional internet and mobile banking platforms. You can make transfers, check balances, and manage your finances from anywhere. Personal banking support is also available via phone or email.

Is it safe to hold funds in Georgian banks?

Yes. Georgian banks — especially TBC Bank and Bank of Georgia — are publicly listed on the London Stock Exchange and follow international standards. Their strong capital reserves and conservative policies make them some of the most stable banks in the region.

Do I need a residence permit to open a bank account?

No, residency is not required. However, having a residence permit may simplify the process and help build trust with the bank.

What are the typical bank fees?

Annual maintenance fees range from $50 to $100, depending on the bank and account type.
Other common charges:
– SWIFT transfers: around $15
– ATM withdrawals: often free, especially with premium accounts

For a full breakdown, feel free to contact us.

What currencies can I hold in my account?

Most personal accounts support GEL, USD, EUR, and GBP by default. Other currencies — including more exotic ones — may be available upon request.